If you have a hard time budgeting, you are not alone. Only 47 percent of Canadians budget their money to balance their finances. Although budgeting takes a lot of planning, it will save you major money in the long run. Setting—and sticking to—a budget will not only help you pay your bills and cover unexpected emergencies, it will lower your stress and help you find new ways to have fun.
That’s right—you can cut costs and still have a good time.
Although it may seem like a stretch, it is possible. It doesn’t take truckloads of money to take part in fun activities and meet new people. If you incorporate the following inexpensive activities into your daily life, you can stop worrying about overspending. Instead, you can focus on maintaining a budget to get you one step closer to achieving financial success.